Credit Analysis for Commercial Mortgage Acquisitions

Commercial real estate lending requires a precise understanding of property value, cash flow, and risk. This course guides you through the process of evaluating a commercial mortgage for an office building acquisition through a structured case study. You will transition from understanding basic finance to performing professional credit analysis on commercial properties, learning how to assess borrower viability and property performance in a changing economic landscape. What you'll learn: - Understand the core components and terminology of commercial mortgage credit analysis - Analyze property-level financial statements and rent rolls for office buildings - Evaluate borrower creditworthiness and debt service coverage ratios - Identify key risks associated with office property acquisitions in the current market - Apply modern underwriting standards, including basic sustainability and ESG considerations for commercial assets - Practice structuring a credit memo based on a detailed property scenario The course begins with essential definitions and the foundations of commercial lending before moving into a step-by-step written analysis of an office property acquisition. This text-only course is designed for beginners interested in commercial banking, real estate finance, or credit analysis, with no prior experience required. Start building your skills in commercial mortgage analysis today.